The Journal

Banking

31 stories

Mercury Bank USA 2025: Is It Safe? Reviews and Everything You Need to Know

Banking4 min read

Mercury Bank USA 2025: Is It Safe? Reviews and Everything You Need to Know

Learn what Mercury Bank is, whether it’s safe (FDIC up to $5M), real user reviews, and how Prodezk can help you open your U.S. account seamlessly.

Requirements to Open a Bank of America Account for Non-Residents

Banking4 min read

Requirements to Open a Bank of America Account for Non-Residents

Discover all the requirements to open a Bank of America account as a foreigner. Simplify the process with expert Spanish-language guidance from Prodezk. Contact us today!

Complete Guide to Opening a U.S. Online Bank Account from Abroad: Requirements, Steps and Best Options 2025

Banking8 min read

Complete Guide to Opening a U.S. Online Bank Account from Abroad: Requirements, Steps and Best Options 2025

Want to open a U.S. online bank account hassle-free? Discover the requirements, best banks, and how Prodezk makes it simple for you.

Mercury Bank 2026: Business Banking Online para Startups, LLC y Emprendedores Globales

Banking13 min read

Mercury Bank 2026: Business Banking Online para Startups, LLC y Emprendedores Globales

Mercury Bank is an online business banking fintech for startups, LLCs, and small businesses that offers business accounts with no physical branches, no monthly fees, high FDIC coverage, debit and credit cards, and 100% online account opening in minutes for more than 200,000 companies.

Receive Your Payments from Kick in the U.S. and Earn More Money

Banking6 min read

Receive Your Payments from Kick in the U.S. and Earn More Money

This article details how streamers can benefit by creating a company in the United States to receive payments from Kick. It explains how this strategy optimizes taxes, protects personal assets, facilitates receiving income in dollars, and enhances professional image for sponsors.

How to Register a Business in the U.S. from Mexico: Expand Your Business

Banking8 min read

How to Register a Business in the U.S. from Mexico: Expand Your Business

Registering a business in the U.S. is an increasingly popular strategy for Mexican entrepreneurs looking to expand their operations and receive payments in dollars. This article explains the benefits of having a business in the U.S., tax advantages, and key steps to get started.

How to Create and Optimize Your Stripe Account: A Complete Guide

Banking3 min read

How to Create and Optimize Your Stripe Account: A Complete Guide

Stripe is one of the most recognized payment gateways for managing online transactions globally. In this guide, you’ll learn how to open and set up your Stripe account, its main benefits, and how we can help you register your business in the U.S. and manage your accounting.

How to Sell Your Coaching Services in the U.S. and Maximize Profits

Banking7 min read

How to Sell Your Coaching Services in the U.S. and Maximize Profits

Learn how to sell your online coaching services in the U.S. and increase your profits by creating an LLC in the U.S. We’ll explain the tax benefits, how to receive payments in dollars, and how to take advantage of the booming online course market.

Open a U.S. Bank Account: Guide for Digital Nomads and Freelancers

Banking7 min read

Open a U.S. Bank Account: Guide for Digital Nomads and Freelancers

Discover how to open a U.S. bank account as a digital nomad or freelancer. Compare the best banking options and learn about the key requirements to streamline your global finances.

Why You Should Open an LLC in the U.S. from Argentina

Banking7 min read

Why You Should Open an LLC in the U.S. from Argentina

Discover the main reasons why an Argentine entrepreneur should open an LLC in the United States. Learn about the benefits of receiving payments in U.S. dollars, protecting your personal assets, and accessing a stable international market.

Avoid Losing Commissions as a Freelancer with a U.S. Bank Account

Banking6 min read

Avoid Losing Commissions as a Freelancer with a U.S. Bank Account

Discover how opening a U.S. bank account can help you avoid unnecessary commissions as a freelancer. Maximize your earnings and receive direct payments in U.S. dollars from platforms like Upwork and Fiverr.

Form 1099: Everything You Need to Know as a Business Owner or Entrepreneur

Banking4 min read

Form 1099: Everything You Need to Know as a Business Owner or Entrepreneur

Form 1099 is essential for reporting income or payments to the IRS in the United States. This article explains what it is, who it applies to, the most common types (such as 1099-NEC, 1099-MISC, 1099-DIV, and 1099-INT), how to file it, and what happens if you don't.

How to Receive Payments in Dollars in Latin America Without Losing Money

Banking5 min read

How to Receive Payments in Dollars in Latin America Without Losing Money

Explore how content creators and freelancers in Latin America can receive payments in dollars more efficiently by creating a company in the United States to maximize your income.

The Best International Payment Gateways 2025: Expand Your Global Business with Security and Accounting Efficiency

Banking14 min read

The Best International Payment Gateways 2025: Expand Your Global Business with Security and Accounting Efficiency

Discover top international payment gateways like Stripe & PayPal for Latin American businesses expanding to the US. Optimize security, reduce FX costs, and streamline accounting with Prodezk's expert US setup services.

How Latin American Entrepreneurs Can Open a U.S. Bank Account

Banking8 min read

How Latin American Entrepreneurs Can Open a U.S. Bank Account

In this post we explain and give some tips for entrepreneurs who want to open an LLC or a CORP in the USA and we answer one of the most common questions: How do I open a business bank account in the USA?

How to Monetize as a User Content Generator

Banking4 min read

How to Monetize as a User Content Generator

Explore how User Content Generators can monetize their creativity online, highlighting the benefits of receiving payments through U.S. entities and the tax advantages of declaring income in the U.S. compared to LATAM.

How to Monetize on Facebook

Banking5 min read

How to Monetize on Facebook

Dive into the ultimate guide on monetizing on Facebook. Learn how to maximize your earnings, understand payment methods, and discover why creating a business in the United States is beneficial. With success stories and relevant data, this guide will help you make informed decisions for your career as a content creator.

How to Receive International Payments as a Virtual Assistant

Banking4 min read

How to Receive International Payments as a Virtual Assistant

If you're a virtual assistant working with international clients, receiving payments in dollars quickly and without losing money to fees is essential. This blog explains the best methods to receive payments, the most commonly used platforms, and how creating an LLC in the U.S. can help you optimize your income and protect your finances.

How to Receive Payments in U.S. Dollars by Creating a Business in the U.S. from Ecuador

Banking6 min read

How to Receive Payments in U.S. Dollars by Creating a Business in the U.S. from Ecuador

Creating an LLC in the U.S. allows Ecuadorian entrepreneurs to receive payments in dollars and benefit from a stable financial environment. This guide explains the key steps, benefits, and how Prodezk can help you register efficiently.

How to Receive Payments on Upwork & Fiverr: Freelancer Guide

Banking3 min read

How to Receive Payments on Upwork & Fiverr: Freelancer Guide

Receiving payments as a freelancer on platforms like Upwork and Fiverr can be challenging without the right tools. This guide covers the best methods to withdraw your funds, the benefits of having a U.S. bank account, and how to establish a business to protect your earnings and minimize taxes.

How to Start a Business in Texas

Banking6 min read

How to Start a Business in Texas

Learn how to start a business in Texas. Get to know each step from choosing the legal structure and registering the business name to obtaining licenses and opening a business bank account.

How to Start Your Influencer Agency in the U.S.

Banking6 min read

How to Start Your Influencer Agency in the U.S.

Discover how to create an influencer agency in the U.S., highlighting the tax benefits, ease of receiving payments in dollars, and how to establish an LLC.

Opening a US Bank Account as a Non-Resident

Banking5 min read

Opening a US Bank Account as a Non-Resident

A non-resident can open a US business bank account without visiting the US. You need a registered company, an EIN, your formation documents, a passport, and a US business address.

Pay Your Income Tax in Installments: Find Out How

Banking10 min read

Pay Your Income Tax in Installments: Find Out How

Struggling with income tax payments? Learn how you can easily pay your income tax in installments to manage your finances better and reduce stress.